Capitec Bank Jobs: Capitec Bank (Nelspruit Office) Title Account Analyst.

Capitec Bank is inviting suitably qualified individuals to apply for the Account Analyst Vacancy (Number of Positions not specified) available in Nelspruit, Mpumalanga. The application deadline is 17/09/2024.

Are you passionate about delivering excellent customer service and working in a fast-paced banking environment? Do you want to be part of a team that is dedicated to making finance more accessible and convenient for all? If yes, then this is your chance to join Capitec Bank, a leading online bank in South Africa.

To start your journey with us, follow these steps:

1. Click on the link below to take a short assessment and learn more about what it’s like to work with Capitec Bank: Apply Now

Once you’ve completed the assessment, follow the link below to finalize your application: Click Here To Apply

Purpose Statement:
The Account Analyst will support the day-to-day running and maintenance of portfolios by providing a central point of contact for customer service queries and requests. This role is responsible for adding value to clients by identifying cross-selling opportunities and monitoring loan facilities daily against set parameters and conditions.

Experience:
To be considered for this role, you should have at least 5 years of experience in the Business Banking environment, with at least 1 year spent in a similar role. Your experience in preparing and motivating credit applications is essential.

Qualifications:
The minimum requirement for this role is a diploma in Commerce or Banking.

However, having a Bachelor’s Degree in Banking or Commerce would be advantageous.

Knowledge:
You should have a good understanding of the following:

* The features, benefits, and value propositions of respective company product offerings
* General banking practices and procedures
* How Business Banking operates and the business risks, industry risks, and financial requirements pertaining to the business market
* Credit principles and practices, including credit application, securities, and balance sheet requirements
* The Financial Intelligence Centre Act (FICA)
* Administration processes and procedures pertaining to Business Banking transactions
* Client relationship management and service principles

Ideally, you should also have knowledge of:

* Competitor product offerings, channels, operational, and marketing tactics
* Capitec/Business Bank systems and processes

Skills:
As an Account Analyst, you should possess:

* Excellent communication and negotiation skills
* Problem-solving and analytical skills
* Planning, organizing, and coordination skills

Conditions of Employment:
* You must have a clear criminal and credit record

Note: Capitec is committed to diversity, and as such, all appointments will support the achievement of our employment equity goals.

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