Capitec Bank Jobs: Banking Experience Finance Professional Wanted

Job Title: Business Banker – Nelspruit, MP – Multiple Positions Available

Job Reference:

Capitec Bank is inviting suitably qualified individuals to apply for Business Banker positions in Nelspruit, MP. The closing date for applications is 17/09/2024.

About the Role

Are you passionate about service and have a knack for building strong relationships? Do you enjoy working with numbers and navigating complex financial products? We’re on the lookout for energetic and self-motivated individuals to join our team as Business Bankers in Nelspruit, MP. If you’re up for the challenge, follow the steps below to be part of our journey:

Step 1: To learn more about what it’s like to work with us and complete a short assessment, click here.

Step 2: Once you’ve completed the assessment, finalize your application by clicking the "Apply" button below.

Job Summary

As a Business Banker, you will provide a business centre-based sales and service function that will retain and grow a portfolio of business clients by identifying and implementing value-added and specialized business banking financial products.

Key Responsibilities

• Identify and implement value-added and specialized business banking financial products that cater to the needs of small to medium-sized businesses.
• Develop and maintain strong relationships with business clients to increase portfolio growth and customer satisfaction.
• Prepare and motivate credit applications, ensuring accurate information and compliance with Bank policies and procedures.
• Conduct financial analysis to understand client financial positions and create tailored solutions.
• Collaborate with colleagues to provide exceptional customer service and drive business growth.
• Develop and implement sales strategies to increase revenue and grow the business.

Requirements

Minimum Requirements:

• A minimum of 3 years of banking experience, preferably in Business Banking.
• Experience in managing a portfolio of business customers with a focus on service and financial analysis.
• Knowledge of CRM principles and techniques, financial statements, balance sheets, and financial ratios.
• Understanding of standardized business banking transactional products and other core products relevant to small enterprises.
• Familiarity with business banking product offerings, collateral, and balance sheets.
• Basic knowledge of legislation and regulations related to the banking environment.
• Knowledge of financial statements and basic accounting principles.
• Strong analytical, interpersonal, and communication skills.
• Ability to work independently with minimal supervision.

Ideal Requirements:

• At least 1 year of experience in Business Banking, preparing and motivating credit applications.
• Knowledge of commercial lending laws and regulations.
• Strong negotiation, problem-solving, and analytical skills.
• Proficiency in MS Office (Word, Excel, Outlook).
• Strong commercial thinking and strategic thinking skills.
• Ability to work flexibly, including Saturdays and Public Holidays.

Conditions of Employment

• A clear criminal and credit record.
• Willingness to work flexible hours (including Saturdays and Public Holidays).

What We Offer

About Us

Capitec Bank is a dynamic and forward-thinking bank that’s passionate about making a real difference in people’s lives. We’re committed to diversity and empowering our employees to grow and develop their careers. As a Business Banker, you’ll have the opportunity to work with a talented team, develop your skills, and make a real impact on our customers’ lives.

How to Apply

If you’re a motivated and service-driven individual with a passion for business banking, click the link below to apply for this exciting opportunity:

Apply Now

Don’t miss out on this chance to join our team and grow your career in the banking industry. Apply today!