Job Alert: Collections and Recoveries Risk Manager Vacancy at Capitec Bank
Capitec Bank is inviting suitably qualified applicants to apply for the Collections and Recoveries Risk Manager Vacancy (1 Post). The closing date for applications is Not Specified.
About the Job:
Are you passionate about service and looking for a challenging role in the banking industry? Capitec Bank is seeking a highly motivated and self-driven individual to join their team as a Collections and Recoveries Risk Manager. As a key member of the team, you will be responsible for minimizing legal risks related to Collections and Recoveries through effective planning and day-to-day management of the Operational Risk Support function.
Responsibilities:
- Assume responsibility and full ownership for the planning and day-to-day management of the Operational Risk Support function.
- Support the wider Collections and Recoveries Department with complex escalations.
- Manage the audit and civil court order team within Recoveries and Collections.
- Manage and guide the ARL (Allegations of Reckless Lending) portfolio.
Requirements:
- Minimum:
- 4-5 years of experience in an audit, operational risk, or debt management environment.
- Banking experience and working with credit granting and affordability assessments.
- Experience working with court orders, legal documents/ legal experience.
- Experience in audit and risk management (understand audit processes/ worked with internal audit).
- Debt Review (understand the process/ know reckless lending).
- External Debt Collections processes and working alongside attorneys/ debt collectors.
- Policy and procedure drafting / complaints / escalations.
- Dealing with general queries/escalations (e.g. prescription, in-Duplum, Debt Sale.).
- Comfortable with authorising payments.
- Experience in engaging with vendors or debt counsellors.
- Ideal:
- 5+ years of experience in an audit, operational risk, or debt management environment.
- Experience in working with other business stakeholders in an integrating manner.
Qualifications:
- Minimum:
- Bachelor’s Degree in Law or Commerce.
- Ideal or Preferred:
- Post Graduate Diploma in Law or Commerce.
Knowledge:
- Minimum:
- Relevant legislation.
- Prescription and debt sales and working alongside a legal team.
- Understanding risk and control and risk self-assessments.
- Understanding, identification and guiding key operational risk indicators.
- Understanding of civil process.
- Understanding of banking reckless lending.
- Ideal:
- Data and analytics.
- Knowledge of relevant software programs (Salesforce, Amazon, JIRA, Confluence).
Skills:
- Commercial Thinking Skills.
- Communications Skills.
- Management skills.
- Planning, organising and coordination skills.
- Problem solving skills.
Conditions of Employment:
- Clear criminal and credit record.
What We Offer:
Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.
How to Apply:
If you are a motivated and experienced individual looking for a new challenge, click the link below to apply: