✅ Attention Job Seekers: Be sure to read through the entire post for important details! You'll find the application link or email provided at the end of the post.
Capitec Bank: Seeking Experienced Credit Manager for Franchising Department
Closing Date: Not Specified
Are you a results-driven individual with a passion for delivering excellent customer service? Do you have a solid understanding of credit management and a keen eye for risk assessment? If so, we want to hear from you! Capitec Bank is on the hunt for a skilled Credit Manager to join our Franchising Department, and we’re excited to share the details of this fantastic opportunity with you.
About the Role:
As a Credit Manager, you will play a vital role in minimizing the risk of loss through bad debts and maximizing profits for the business. You will be responsible for effective execution of credit application, evaluation, and approval processes, ensuring the quality of credit risks across the portfolio is maintained. Your expertise will also be called upon to interact with other areas of the bank, acting as a catalyst in ensuring compliance with agreed risk parameters as set out in the Bank’s strategy.
Responsibilities:
- Develop and implement effective credit management strategies to minimize risk and maximize profits
- Evaluate credit applications, making informed decisions to ensure the quality of credit risks across the portfolio
- Collaborate with other areas of the bank to ensure compliance with risk parameters and strategies
- Provide expert advice on credit management best practices to colleagues and stakeholders
- Analyze financial data to identify trends and areas for improvement
Requirements:
- Minimum Experience:
- At least 5 years of Credit Management experience across Personal and Business markets
- Current Person-to-holder Credit Mandate
- Ideal Experience:
- At least 5 years of Credit Management experience across Personal and Business markets
- Experience in Intuitive Credit Granting
- Qualifications:
- Bachelor’s Degree in Credit Management or Banking (Minimum)
- Honours Degree in Credit Management or Banking (Ideal or Preferred)
- Knowledge:
- Business knowledge
- Risk Management
- Understanding of Project Management methodologies and processes
- People Management
- Financial Management
- In-depth understanding of the NCA
- Skills:
- Commercial Thinking Skills
- Computer Literacy (MS Word, MS Excel, MS Outlook)
- Analytical Skills
- Problem-solving skills
- Decision-making skills
- Attention to Detail
- Numerical Reasoning skills
What We Offer:
- Competitive salary and benefits package
- Opportunities for career growth and professional development
- Collaborative and dynamic work environment
- Recognition and reward for outstanding performance
How to Apply:
If you’re passionate about credit management and want to join a dynamic team, click the link below to apply:
Don’t miss this chance to take your career to the next level! Apply now and join the Capitec Bank team today.
Disclaimer:
Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.
⚠️ Important Notice: Job links on this website may expire after the closing date. We advise all job seekers to verify the job's status before applying, as we are not liable for applications submitted to expired listings.
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