Capitec Bank Invites Suitable Candidates to Apply for Business Banker Vacancies (Multiple Posts) – Closing Date Not Specified
Are you a driven and ambitious individual with a passion for delivering exceptional customer service? Do you have a flair for sales and a knack for building strong relationships? If yes, Capitec Bank wants to hear from you! We’re on the hunt for talented Business Bankers to join our dynamic team and help us take our business banking services to the next level.
About the Role:
As a Business Banker at Capitec Bank, you’ll play a critical role in delivering top-notch service to our business clients. Your primary responsibility will be to identify and implement value-added financial solutions that meet the unique needs of our clients. You’ll work closely with our business clients to understand their financial goals and objectives, and develop tailored solutions that help them achieve success.
Key Responsibilities:
- Provide exceptional service to business clients, ensuring their financial needs are met and exceeded
- Identify and implement value-added financial solutions that meet the unique needs of our clients
- Develop and maintain strong relationships with business clients, building trust and credibility
- Work closely with our business clients to understand their financial goals and objectives
- Develop and implement tailored financial solutions that help our clients achieve success
- Stay up-to-date with industry trends and competitor offerings to ensure we remain competitive
Requirements:
- Minimum:
- 3 years of banking experience
- Experience in managing a portfolio of business customers with a service and financial analysis focus
- Experience in preparing and motivating credit applications
- Cost control and sales management
- Ideal:
- 1+ year of experience in the Business Banking environment, preparing and motivating credit applications
- Qualifications:
- Diploma in Commerce or Finance
- FAIS accredited as Key Individual and approved by FSCA (ideal or preferred)
Knowledge and Skills:
- Minimum:
- Customer relationship management (CRM) principles and techniques
- How to interpret financial statements, balance sheets, and basic financial ratios
- Standardized business banking transactional products and other core products relevant to small enterprises
- Business banking product offerings
- Understanding of collateral and balance sheets
- Multiple legal entities (companies, close corporations, sole proprietorships, etc.) in the business banking market and the legislative restrictions & requirements governing these from a financial services perspective
- Companies and Intellectual Properties Registration Act (CPIC) for correct documentation/mandate preparation purposes
- Knowledge of competitors offerings
- Regulations, Acts, and Codes related to the banking environment (e.g., Financial Advisory and Intermediary Services Act (FAIS), Financial Intelligence Centre Act (FICA))
- Ideal:
- Features, benefits, and value propositions of the respective company product/service offerings
- Current taxation laws as they apply to customers
- A good knowledge of administration processes and procedures pertaining to Business Banking transactions
Personal Qualities:
- Interpersonal and relationship management skills
- Analytical skills
- Negotiation skills
- Problem-solving skills
- Computer literacy (MS Word, MS Excel, MS Outlook)
- Commercial thinking skills
- Strategic thinking skills
- Communications skills
- Influencing skills
- Attention to detail
- Decision-making skills
Conditions of Employment:
- Clear criminal and credit record
- Willingness to work flexible hours (including Saturdays and Public Holidays)
What We Offer:
- A dynamic and supportive work environment
- Opportunities for career growth and development
- Competitive salary and benefits package
- Recognition and rewards for outstanding performance
How to Apply:
To be considered for this exciting opportunity, please follow these steps:
- Click on the link below to complete a short assessment and get a glimpse into what it’s like to work at Capitec Bank: Click Here to Apply
- Once you’ve completed the assessment, finalize your application by clicking "Apply" below.
Note:
Capitec Bank is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.