Capitec Bank Invites Suitably Qualified Applicants to Apply for their Witbank Account Executive (Mpumalanga) Vacancies (X Posts). The Closing Date for Applications is Not Specified.
Are you looking for a new challenge in the banking industry? Do you have what it takes to provide top-notch business banking sales and service management? Look no further! Capitec Bank is on the lookout for energetic, self-motivated individuals who share our passion for service and are eager to take on new opportunities.
To be Part of the Journey, Follow the Steps Below:
- Get a Sneak Peek into Life at Capitec: To see what life at Capitec is all about and complete a short assessment, please click here!
- Finalize Your Application: Once you have completed the above, finalize your application by clicking Apply Now!
Job Purpose:
As a Witbank Account Executive, you will provide a proactive business banking sales and service management function that will retain and grow a portfolio of business clients by identifying and implementing value-adding and specialized business banking financial products solutions.
Experience:
- Minimum of 5 years of banking experience, with at least 3 years in the Business Banking environment
- Experience in managing a complex portfolio of business customers with a service and financial analysis focus
- Responsibility for client relationship management of high-value clients with varied and complex needs
- Significant experience in preparing and motivating credit applications
- Cost control and sales management
Qualifications:
- Minimum: Relevant tertiary qualification in Business Management or Finance
- Ideal/Preferred: Bachelor’s Degree in Business Management or Finance
Knowledge:
- Minimum:
- Principles and practices of business economics and the current business economic environment
- Advanced customer relationship management (CRM) principles and techniques
- Different industry sectors and sector risk profiles/trends
- Local market (LM) sales principles and practices
- General banking practices and procedures
- Knowledge of competitor product offerings/channels/operational and marketing tactics
- Credit principles and practices
- Legal entities (companies, close corporations, sole proprietorships etc.) in the commercial market
- Financial Advisory and Intermediary Services Act (FAIS) and the Financial Intelligence Centre Act (FICA)
- Ideal:
- Features, benefits, and value propositions of the respective company product/service offerings
- Multi-level products available and pricing structures
- Current taxation laws as they apply to customers
- A good knowledge of administration processes and procedures pertaining to Business Banking transactions
- Financial Modelling; activity-based costing, financial analysis (evaluating and identifying trends), complex cash flow cycles (industry/sector-specific)
Skills:
- Interpersonal and Relationship management Skills
- Computer Literacy (MS Word, MS Excel, MS Outlook)
- Negotiation skills
- Problem-solving skills
- Decision-making skills
- Commercial Thinking Skills
- Strategic Thinking Skills
- Communications Skills
- Influencing Skills
- Analytical Skills
- Attention to Detail
Conditions of Employment:
- Clear criminal and credit record
- Willingness to work flexible hours (including Saturdays and Public Holidays)
Capitec is Committed to Diversity:
Applications to this position will strictly be considered in support of our employment equity goals.
Don’t miss out on this exciting opportunity to join the Capitec team! Apply now and take the first step towards a rewarding career in business banking sales and service management.