Capitec Bank Jobs: Credit Intelligence Analyst III

Capitec Bank Vacancy: Credit Intelligence Analyst III (West)

Job Reference Number: Not Specified

Location: Stellenbosch, Western Cape

Job Type: Full-time

Closing Date: Not Specified

Job Description:

Are you a skilled and passionate individual looking to join a dynamic team in the banking industry? Capitec Bank is seeking a Credit Intelligence Analyst III (West) to join our team in Stellenbosch. As a key player in our credit analysis department, you will be responsible for designing, developing, testing, and implementing credit intelligence-related standards, principles, methodologies, and frameworks that guide the delivery of credit solutions and models.

Responsibilities:

• Apply deep subject matter expertise to assume accountability for the design, development, testing, and implementation of credit intelligence-related standards, principles, methodologies, and frameworks that guide the delivery of credit solutions and models.
• Provide oversight on the validation of credit models and ensure a strong scientific relationship exists between different credit models across an allocated portfolio/focus area.
• Collaborate with cross-functional teams to ensure effective implementation of credit intelligence-related standards, principles, methodologies, and frameworks.

Requirements:

• Minimum Qualifications:
  • Honours Degree in Finance or Mathematics
  • 7-8 years of experience in retail credit analysis, including programming in SQL/SAS/R/Python, with at least 3 years of portfolio-specific experience
  • Experience working with/contributing towards credit principles, policies, frameworks
  • Customer Value Management and Rewards experience
• Ideal Qualifications:
  • Masters Degree in Finance or Mathematics
  • Additional 2-3 years of experience in credit analysis, with a focus on credit principles, policies, and frameworks

Skills:

• Excellent communication, influencing, presentation, reporting, and researching skills
• Ability to work in a fast-paced environment and meet deadlines
• Strong analytical and problem-solving skills
• Proficiency in Microsoft Office, particularly Excel and PowerPoint

Conditions of Employment:

• Clear criminal and credit record
• Ability to work in a team environment and contribute to a collaborative and inclusive work culture

What We Offer:

• Competitive salary and benefits package
• Opportunity to work with a leading bank in South Africa
• Professional development and growth opportunities
• Collaborative and dynamic work environment

How to Apply:

If you are a motivated and skilled individual looking to join a dynamic team, please click on the link below to apply:

Click Here To Apply

Note: Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.