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Capitec Bank: Seeking a Specialist Credit Fraud Prevention Expert
Job Title: Specialist Credit Fraud Prevention West
Location: Stellenbosch, South Africa
Closing Date: Not Specified
Capitec Bank invites suitably qualified applicants to apply for the Specialist Credit Fraud Prevention West position. As a key member of our team, you will be responsible for utilizing and applying fraud prevention expertise to minimize and mitigate against the main fraud risks impacting Capitec and clients.
About Us
We are a bank that believes in simplifying banking for our clients. Our mission is to make a positive difference in people’s lives by providing accessible, affordable, and simplified banking solutions. We are passionate about innovation and are committed to building a brand that earns the trust of our clients.
Why Choose Us
At Capitec, we offer a dynamic and inclusive work environment that values diversity, equity, and inclusion. We prioritize the well-being and growth of our employees, providing opportunities for development and recognition. Our Employee Value Proposition offers a comprehensive package of benefits, including competitive salaries, medical aid, and retirement savings.
Purpose
The purpose of this role is to utilize and apply fraud prevention expertise to minimize and mitigate against the main fraud risks impacting Capitec and clients. The Specialist Credit Fraud Prevention West will be responsible for:
- Utilizing and applying fraud prevention expertise to minimize and mitigate against the main fraud risks impacting Capitec and clients
- Developing and implementing effective mitigation strategies to prevent and detect fraudulent activities
- Collaborating with cross-functional teams to assess fraud risks within applications, systems, and processes
Experience and Knowledge
To be successful in this role, you will require:
- 4-5 years of relevant and proven experience in fraud prevention and detection design and/or development
- Knowledge of credit systems and products
- SQL programming experience required
- Credit granting models and systems, with a focus on the fraud controls within the credit granting processes and rules engine
- Credit sales channels, including branch, Direct Loans, and App
- Credit products, with a focus on Term Loans and the main drivers of capout
- Credit fraud, with a focus on application fraud. Detailed understanding of the common modus operandi and best-practice controls
Qualifications
A relevant tertiary qualification in Finance, Economics, Accounting, or similar is required. A relevant post-graduate qualification in Finance, Economics, Accounting, or similar would be ideal.
Skills
To be successful in this role, you will require:
- Communications skills
- Problem-solving skills
- Analytical skills
- Interpersonal and relationship management skills
- Attention to detail
- Numerical reasoning skills
- SQL skills
Conditions of Employment
- Clear criminal and credit record
- Committed to diversity, applications to this position will strictly be considered in support of our employment equity goals.
How to Apply
If you are a motivated and detail-oriented individual with a passion for fraud prevention, please submit your application through the link below:
For further information regarding this job posting, please contact the Capitec Talent Acquisition Consultant:
Verischka Cyster
We look forward to receiving your application.