Capitec Bank Jobs: Capitec Consumer Lending Services Account Specialist

Capitec Bank Seeks Talented Individuals for Unsecured Credit Specialist Posts: Apply Now!

Application Closing Date: 09/07/2024

Are you passionate about working in the banking industry and delivering excellent customer service? Do you have a knack for data analysis and problem-solving? Capitec Bank is on the hunt for energetic and motivated individuals to join their team as Unsecured Credit Specialists. If you’re up for the challenge, follow the steps below to kick-start your application:

Get to Know Capitec

Before applying, take a peek into what it’s like to work with Capitec by completing a short assessment Click Here To Start. This will give you an insight into our culture and what we’re all about.

Finalize Your Application

After completing the assessment, finalize your application by clicking "Apply" below. Don’t miss out on this incredible opportunity to be part of a dynamic team that’s all about delivering exceptional service and innovative solutions.

Job Summary

As an Unsecured Credit Specialist, you will play a vital role in shaping the Bank’s Unsecured Credit Strategy by providing specialist knowledge and data insights. Your expertise will be instrumental in achieving market share goals within Return on Equity (ROE) and profitability targets.

Key Responsibilities:

• Provide business context to modeling and analytical teams to drive a data-driven Unsecured Credit strategy
• Offer input into credit client experience through improved processes and product value proposition
• Collaborate with the team to formulate and enable the Bank’s Unsecured Credit Strategy

Requirements:

Minimum Requirements:

• 2-3 years of experience in an unsecured credit portfolio
• Exposure to a data-driven culture or business environment
• Proven experience in providing insights based on data analysis

Ideal Requirements:

• 3+ years of experience in risk management of unsecured credit portfolios

Education:

• Grade 12 National Certificate or equivalent
• Bachelor’s Degree in Commerce or Economic and Management Sciences

Ideal Education:

• Honours Degree in Commerce or Economic and Management Sciences

Knowledge:

• Analytics
• Scorecard building, modeling, and portfolio management
• Understanding of scored lending and volume books
• Familiarity with the SME environment
• Financial Services Industry (retail or other)
• Basel II
• Credit Risk regulatory requirements

Skills:

• Analytical skills
• Computer literacy (MS Word, MS Excel, MS Outlook)
• Decision-making skills
• Numerical reasoning skills
• Problem-solving skills

Conditions of Employment:

• Clear criminal and credit record

Diversity and Equity:

Capitec Bank is committed to promoting diversity and is strictly adhering to employment equity goals. Applications from previously disadvantaged groups are encouraged to apply.