Capitec Bank Seeks Talented Individuals for Unsecured Credit Specialist Posts: Apply Now!
Application Closing Date: 09/07/2024
Are you passionate about working in the banking industry and delivering excellent customer service? Do you have a knack for data analysis and problem-solving? Capitec Bank is on the hunt for energetic and motivated individuals to join their team as Unsecured Credit Specialists. If you’re up for the challenge, follow the steps below to kick-start your application:
Get to Know Capitec
Before applying, take a peek into what it’s like to work with Capitec by completing a short assessment Click Here To Start. This will give you an insight into our culture and what we’re all about.
Finalize Your Application
After completing the assessment, finalize your application by clicking "Apply" below. Don’t miss out on this incredible opportunity to be part of a dynamic team that’s all about delivering exceptional service and innovative solutions.
Job Summary
As an Unsecured Credit Specialist, you will play a vital role in shaping the Bank’s Unsecured Credit Strategy by providing specialist knowledge and data insights. Your expertise will be instrumental in achieving market share goals within Return on Equity (ROE) and profitability targets.
Key Responsibilities:
- Provide business context to modeling and analytical teams to drive a data-driven Unsecured Credit strategy
- Offer input into credit client experience through improved processes and product value proposition
- Collaborate with the team to formulate and enable the Bank’s Unsecured Credit Strategy
Requirements:
Minimum Requirements:
- 2-3 years of experience in an unsecured credit portfolio
- Exposure to a data-driven culture or business environment
- Proven experience in providing insights based on data analysis
Ideal Requirements:
- 3+ years of experience in risk management of unsecured credit portfolios
Education:
- Grade 12 National Certificate or equivalent
- Bachelor’s Degree in Commerce or Economic and Management Sciences
Ideal Education:
- Honours Degree in Commerce or Economic and Management Sciences
Knowledge:
- Analytics
- Scorecard building, modeling, and portfolio management
- Understanding of scored lending and volume books
- Familiarity with the SME environment
- Financial Services Industry (retail or other)
- Basel II
- Credit Risk regulatory requirements
Skills:
- Analytical skills
- Computer literacy (MS Word, MS Excel, MS Outlook)
- Decision-making skills
- Numerical reasoning skills
- Problem-solving skills
Conditions of Employment:
- Clear criminal and credit record
Diversity and Equity:
Capitec Bank is committed to promoting diversity and is strictly adhering to employment equity goals. Applications from previously disadvantaged groups are encouraged to apply.