Job Title: Business Banker (Stellenbosch) – West
Capitec Bank Invites Suitably Qualified Applicants to Apply for their Business Banker (Stellenbosch) – West Vacancies (Multiple Posts). The Closing Date for Applications is Not Specified.
Are you a people person with a passion for business and finance? Do you enjoy building relationships and finding creative solutions to problems? Capitec Bank is looking for energetic and self-motivated individuals to join their team as Business Bankers in Stellenbosch.
What We’re Looking For:
We’re on the lookout for individuals who share our passion for service and have a strong desire to succeed in the banking industry. As a Business Banker, you will be responsible for providing exceptional customer service and financial solutions to small businesses in the Stellenbosch area.
Responsibilities:
- Provide business centre-based Business Banking sales and service function that will retain and grow a portfolio of business clients
- Identify and implement value adding and specialized business banking financial products solutions from a range of standard and/or customized offerings
- Manage a portfolio of business customers with a service and financial analysis focus
- Prepare and motivate credit applications
- Control costs and manage sales
Requirements:
Minimum:
- 3 years of banking experience
- Experience in managing a portfolio of business customers with a service and financial analysis focus
- Experience in preparing and motivating credit applications
- Cost control and sales management
Ideal:
- 1+ year of experience in the Business Banking environment preparing and motivating credit applications
Qualifications:
- Diploma in Commerce or Finance (Minimum)
- FAIS accredited as Key Individual and approved by FSCA (Ideal or Preferred)
Knowledge:
- Customer relationship management (CRM) principles and techniques
- How to interpret financial statements, balance sheets and basic financial ratios
- Standardized business banking transactional products and other core products relevant to small enterprises
- Business banking product offerings
- Understanding of collateral and balance sheets
- Multiple legal entities (companies, close corporations, sole proprietorships, etc.) in the business banking market and the legislative restrictions & requirements governing these from a financial services perspective
- Companies and Intellectual Properties Registration Act (CPIC) for correct documentation/mandate preparation purposes
- Knowledge of competitors offerings
- Regulations, Acts and Codes related to the banking environment
Skills:
- Interpersonal & Relationship management Skills
- Analytical Skills
- Negotiation skills
- Problem solving skills
- Computer Literacy (MS Word, MS Excel, MS Outlook)
- Commercial Thinking Skills
- Strategic Thinking Skills
- Communications Skills
- Influencing Skills
- Attention to Detail
- Decision making skills
Conditions of Employment:
- Clear criminal and credit record
- Willingness to work flexible hours (including Saturdays and Public Holidays)
Why Join Capitec?
Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals. We offer a dynamic and supportive work environment, opportunities for growth and development, and a competitive salary and benefits package.
How to Apply:
To be considered for this exciting opportunity, please follow these steps:
- Click on the link below to see what life at Capitec is all about and complete a short assessment:
https://talentcentral.eu.shl.com/player/link/01567683b48a40db872c19bb2f07ba9e - Once you have completed the above, finalize your application by clicking the "Apply" button below:
Application Link: Click Here To Apply
Note: The closing date for applications is Not Specified.