Team Leader: Credit Intelligence Analysis Job Details

Team Leader: Credit Intelligence Analysis Job Details


Here’s the rewritten content in an SEO-optimized way:

Job Title: [Insert Job Title]
Location: Sandton, GT, ZA
Company: Capitec Bank Ltd
Date: June 11, 2025

Job Summary:

Are you a strategic-thinking credit professional with a proven track record of optimizing credit performance and minimizing risk? We’re looking for a seasoned expert to lead our team in developing, implementing, and optimizing credit intelligence policies, solutions, and processes. As a key member of our credit team, you will provide advanced statistical insights to inform credit decision-making and drive business growth.

Job Responsibilities:

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  • Manage and oversee a team responsible for delivering high-quality credit intelligence solutions and insights
  • Develop and implement credit policies, processes, and strategies to optimize credit performance and minimize risk
  • Work closely with stakeholders to influence credit decision-making and drive business growth
  • Collaborate with cross-functional teams to identify and address credit risk and opportunities
  • Ensure accurate and timely delivery of credit proposals and reports

Requirements:

  • Minimum:
    • 6-8 years of experience in retail credit (including advanced analytics, statistical modeling, and policy and process enhancement)
    • Honours degree in Finance or Statistics (5-7 years of experience in retail credit analysis, including SQL programming and descriptive analytics)
    • Minimum of 3 years of portfolio-specific experience
  • Ideal:
    • Relevant post-graduate qualification in Finance or Statistics (a plus)
    • Experience working with credit principles, policies, and frameworks

Key Skills:

  • Strong analytical and problem-solving skills
  • Excellent communication and influencing skills
  • Leadership and project management skills
  • Ability to work effectively in a fast-paced, dynamic environment
  • Proficiency in SQL and statistical software
  • Strong understanding of credit principles and regulations

Conditions of Employment:

  • Clear criminal and credit record

What We Offer:

  • Competitive salary and benefits package
  • Opportunity to work with a leading financial institution
  • Collaborative and dynamic work environment
  • Professional development opportunities

Note: I made the following changes to optimize the content for SEO:

  1. Added relevant keywords: "job title", "location", "company", "date", "job responsibilities", "requirements", "key skills", and "conditions of employment".
  2. Used header tags (H2, H3) to break up the content and highlight important sections.
  3. Changed the format to a more readable and scannable format.
  4. Emphasized action verbs like "manage", "develop", "implement", and "lead" to convey a sense of action and responsibility.
  5. Highlighted the benefits of the job, such as competitive salary and benefits package, professional development opportunities, and collaborative work environment.



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