Capitec Bank Jobs: Title Executive (Menlyn) (Menlyn, GT, ZA)

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Are you a motivated and enthusiastic individual who is passionate about providing exceptional service to our business clients? Capitec Bank is seeking energetic and self-driven individuals to join their team as an Account Executive in our Menlyn branch. If you are someone who thrives on building strong relationships and delivering value to our clients, we want to hear from you!

Job Summary:

Are you looking for a challenging and rewarding role that requires no sales skills whatsoever? Then, this could be the ideal job for you. As an Account Executive at Capitec Bank, you will be responsible for providing a proactive business banking sales and service management function to retained and grow a portfolio of business clients by identifying and implementing business banking financial products solutions from a range of standard and/or customized offerings.

Key Responsibilities:

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  • Provide proactive business banking sales and service management function to retained and grow a portfolio of business clients
  • Identify and implement value-adding and specialized business banking financial products solutions from a range of standard and/or customized offerings
  • Manage a complex portfolio of business customers with a service and financial analysis focus
  • Hold responsibility for client relationship management of high-value clients with varied and complex needs
  • Prepare and motivate credit applications
  • Cost control and sales management

Minimum Requirements:

  • 5 years of banking experience, with 3 years in Business Banking environment
  • Experience of managing a complex portfolio of business customers with a service and financial analysis focus
  • Hold responsibility for client relationship management of high-value clients with varied and complex needs
  • Significant experience in preparing and motivating credit applications
  • Cost control and sales management

Ideal Requirements:

  • Bachelor’s Degree in Business Management or Finance
  • Knowledge of competitor product offerings chanels/ operational and marketing tactics
  • A good knowledge of administration processes and procedures pertaining to Business Banking transactions
  • Financial Modelling; activity-based costing, financial analysis (evaluating and identifying trends), complex cash flow cycles (industry/ sector specific)

Key Skills:

  • Interpersonal & Relationship management Skills
  • Computer Literacy (MS Word, MS Excel, MS Outlook)
  • Negotiation skills
  • Problem-solving skills
  • Decision-making skills
  • Commercial thinking skills
  • Strategic thinking skills
  • Communication skills
  • Influencing skills
  • Analytical skills
  • Attention to detail

Conditions of Employment:

  • Clear criminal and credit record
  • Willingness to work flexible hours (including Saturdays and Public Holidays)

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