Capitec Bank Invites Suitable Candidates to Apply for Business Banker Positions in Witbank
We’re excited to announce that Capitec Bank is on the lookout for talented and motivated individuals to join our team as Business Bankers in Witbank. If you’re passionate about providing exceptional service and helping businesses grow, we want to hear from you!
To Apply:
- Take a sneak peek into what it’s like to work at Capitec by completing a short assessment by clicking here!
- Once you’ve completed the assessment, finalize your application by clicking "Apply Now" below.
Job Summary:
As a Business Banker at Capitec, you’ll play a crucial role in providing a business centre-based sales and service function that retains and grows a portfolio of business clients. Your main objective will be to identify and implement value-adding and specialized business banking financial products solutions from a range of standard and/or customized offerings.
Responsibilities:
- Provide exceptional service to business clients, understanding their financial needs and offering tailored solutions
- Manage a portfolio of business clients, analyzing their financial data and identifying opportunities for growth
- Prepare and motivate credit applications, working closely with clients to understand their financial requirements
- Maintain strong relationships with clients, ensuring they receive the best possible service and support
- Stay up-to-date with industry trends and competitor offerings, ensuring Capitec remains competitive
Requirements:
- Minimum 3 years of banking experience, preferably in Business Banking
- Experience in managing a portfolio of business clients, with a focus on service and financial analysis
- Ability to prepare and motivate credit applications, with a strong understanding of cost control and sales management
- Ideal candidates will have 1+ year of experience in Business Banking, with a proven track record of successfully preparing and motivating credit applications
Qualifications:
- Diploma in Commerce or Finance (minimum)
- FAIS accredited as Key Individual and approved by FSCA (ideal or preferred)
Knowledge:
- Customer relationship management (CRM) principles and techniques
- Financial statement analysis, balance sheets, and basic financial ratios
- Standardized business banking transactional products and other core products relevant to small enterprises
- Business banking product offerings
- Understanding of collateral and balance sheets
- Multiple legal entities (companies, close corporations, sole proprietorships, etc.) in the business banking market and the legislative restrictions & requirements governing these from a financial services perspective
- Companies and Intellectual Properties Registration Act (CPIC) for correct documentation/mandate preparation purposes
- Knowledge of competitors’ offerings
- Regulations, Acts, and Codes related to the banking environment, including Financial Advisory and Intermediary Services Act (FAIS), the Financial Intelligence Centre Act (FICA)
Skills:
- Interpersonal and relationship management skills
- Analytical skills
- Negotiation skills
- Problem-solving skills
- Computer literacy (MS Word, MS Excel, MS Outlook)
- Commercial thinking skills
- Strategic thinking skills
- Communication skills
- Influencing skills
- Attention to detail
- Decision-making skills
Conditions of Employment:
- Clear criminal and credit record
- Willingness to work flexible hours, including Saturdays and Public Holidays
Diversity and Employment Equity:
Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals.
Don’t miss out on this exciting opportunity to join our team and make a real difference in the lives of our business clients. Apply now by clicking the link below!
Closing Date: Not Specified