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Job Title: Risk Management Assistant – Collections and Recoveries
Job Type: Full-time
Location: [Insert location]
Job Description:
We are seeking an energetic and self-motivated individual to join our team as a Risk Management Assistant – Collections and Recoveries. The successful candidate will have a strong passion for service in the banking industry and a keen eye for analyzing and monitoring financial data.
Responsibilities:
- Analyze, monitor, and report on book segmentation, tactical strategies, campaigns, and solutions for pre-delinquent, collections, and recoveries.
- Identify, analyze, and monitor high-risk portfolios, clients, book segments, and industries in distress.
- Research, design, implement, and monitor optimal risk management solutions for systems, processes, policies, and procedures.
- Perform case study and root cause analysis on pre-delinquent, arrears, and non-performing loans.
- Perform arrears follow-up, monitoring, and control as required.
Requirements:
Minimum Qualifications:
- 2-3 years of experience in collections and/or recoveries, ongoing-risk or credit management, or operational experience
- Good understanding of credit and corporate legislation and processes
- Banking and financial services industry practice
- Collections and recoveries systems and processes
- Operations and process management
- National Credit Act (NCA)
- Retail and/or Business credit products (Fixed term and facilities)
- Collections and/or recoveries systems and processes
- Reporting and data analytics
Ideal Qualifications:
- 3+ years of experience in an ongoing risk management role in a credit environment
- Drafting business processes, policies, and procedures
- Project coordination and building strong relationships
- Process efficiencies: Draft of idea documents and business specifications
- Credit book monitoring and reporting
- Experience in granting, collections, and/or recoveries and/or intuitive/judgmental credit environment within the financial services sector
Preferred Qualifications:
- National Diploma in Accounting – Financial Accounting or Banking
Experience:
- Experience working in a credit environment
- Experience in analyzing and interpreting financial data
- Experience in reporting and data analysis
Skills:
- Analytical skills
- Attention to detail
- Computer literacy (MS Word, MS Excel, MS Outlook)
- Numerical reasoning skills
- Problem-solving skills
Conditions of Employment:
- Clear criminal and credit record
How to Apply:
- Complete a short assessment by clicking the link below: [Insert link]
- Finalize your application by clicking the "Apply" button below.
EEO Statement:
Capitec is committed to diversity and will consider applications from all qualified candidates in support of our employment equity goals.